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2024

  • in nl
  • 4 min read

Wat gebeurt er met uw SaaS-bedrijven als u onverwachts overlijdt? (NL)

Als u onverwacht zou overlijden, kunnen er verschillende problemen ontstaan voor uw SaaS-bedrijven. Hier is wat er mogelijk kan gebeuren, met de bijbehorende risico's, in een chronologische volgorde:

1. Directe gevolgen: Financiële en operationele problemen

  • Zakelijke creditcards: De betalingen voor essentiĂ«le diensten zoals hosting (bijv. DigitalOcean), cloudopslag, analytics en klantenservice zijn gekoppeld aan uw zakelijke creditcard(s). Als de bank wordt geĂŻnformeerd over uw overlijden, zullen deze kaarten waarschijnlijk worden geblokkeerd, wat kan leiden tot het stoppen van betalingen. Dit kan resulteren in een onderbreking van de dienstverlening, of zelfs een volledige stillegging van uw SaaS-platforms.
  • in it
  • 4 min read

Cosa succede alle tue aziende SaaS se muori inaspettatamente? (IT)

Se dovesse succedere qualcosa di inatteso e lei venisse a mancare, potrebbero sorgere vari problemi per le sue attivitĂ  SaaS. Ecco cosa potrebbe accadere, con i potenziali rischi, in una sequenza cronologica:

1. Effetti immediati: Problemi finanziari e operativi

  • Carte di credito aziendali: Le spese aziendali (hosting, archiviazione cloud, analisi, ecc.) sono legate a due carte di credito. Se la banca fosse informata del suo decesso, è probabile che queste carte vengano bloccate o annullate, provocando l'interruzione dei pagamenti per servizi essenziali come DigitalOcean. Ciò potrebbe portare a un'interruzione o al completo arresto dei servizi.
  • in fr
  • 4 min read

Qu'arrive-t-il à vos entreprises SaaS si vous décédez subitement? (FR)

Si vous veniez à décéder de manière inattendue, plusieurs problèmes pourraient surgir pour vos entreprises SaaS. Voici ce qui pourrait se passer, ainsi que les risques potentiels, dans une séquence chronologique :

Effets immédiats : Problèmes financiers et opérationnels

  • Cartes bancaires professionnelles : Les dĂ©penses de votre entreprise (hĂ©bergement, stockage cloud, analyses, etc.) sont liĂ©es Ă  vos carte(s) bancaires. Si la banque est informĂ©e de votre dĂ©cès, ces cartes risquent d’être gelĂ©es ou annulĂ©es, entraĂ®nant l’arrĂŞt des paiements pour les services critiques tels que DigitalOcean. Cela pourrait entraĂ®ner une interruption des services, voire leur arrĂŞt complet.
  • in uk
  • 4 min read

What happens to your SaaS businesses if you die unexpectedly? (UK)

If you were to pass away unexpectedly, several challenges could arise for your SaaS businesses. Let’s walk through what might happen and what could go wrong, in a somewhat chronological order:

Immediate Effects: Financial and Operational Issues

  • Business Credit Cards: Your business expenses—hosting, cloud storage, analytics, etc.—are tied to your credit card(s). Upon your death, these credit cards may be frozen or cancelled by the bank once they are notified of your passing or when the credit card payments are due and are not paid. This could cause your hosting services and other critical services to stop, leading to downtime or complete cessation of operations.
  • Hosting and Services: If payments stop due to card freezing, services might suspend your accounts for non-payment, leading to a shutdown of your SaaS platforms. This would not only impact your customers but could cause data loss if the hosting provider deletes your data after a certain period of inactivity.
  • in uk
  • 3 min read

What Happens to the Business Credit Cards if a Business Owner Dies Unexpectedly in the UK?

When a business owner in the UK passes away unexpectedly, several processes are triggered that can affect their business credit cards, bank accounts, and overall company operations. Here's what typically happens:

1. Immediate Freezing of Bank Accounts and Credit Cards

  • Notification to the Bank: Upon the death of the business owner, the bank is usually notified by the family, executor, or legal representatives. In the UK, once the bank receives formal notice of death (usually with a death certificate), they will freeze the deceased’s personal bank accounts and any accounts held solely by the business owner.
  • in blog
  • 1 min read

Site Launch

"Indie Catastrophe" will be my journey to discover how one can make their solo/small business resilient to small or big catastrophes.I will write about my own experiences, will talk to accountants, lawyers and notaries about what happens when a founder becomes inactive or dies, and will share my findings with you.